Maintain a continuously updated view of vessel behavior, compliance exposure, and operational risk. Data and independent visual verification help underwriters, brokers, and clubs price accurately, respond faster, and reduce avoidable losses across the policy lifecycle.
Underwriting relies on episodic checks. But risk doesn’t wait. Vessel behavior and ownership shift between inspections. Windward provides continuous, verified visibility to help insurers catch exposure before it turns into a claim.
Assess vessels using real-world behavior, trading history, and compliance exposure – not just static profiles and declarations. Windward helps underwriters quote faster and with greater confidence, improving risk mitigation while supporting competitive pricing.
Stay aware throughout the policy term, not just at renewal. Windward monitors vessels for new sanctions exposure, routing anomalies, or high-risk behavior, allowing insurers to intervene early rather than react after a loss occurs.
Validate whether vessel operations align with policy terms using time-stamped behavioral records and visual confirmation of activity. Windward helps insurers identify breaches earlier and strengthens their position when claims are challenged or disputed.
Provide reinsurers, IG pools, and regulators with clear, defensible evidence of how risk was assessed and monitored. Windward unifies behavioral intelligence and visual verification into audit-ready records that stand up to scrutiny.
Support underwriting, monitoring, and claims decisions with behavior-based maritime intelligence and visual verification. Windward continuously evaluates vessel activity, compliance exposure, and conduct, helping insurers manage risk proactively and reduce avoidable losses.
Windward’s Remote Sensing Intelligence solution fuses multi-sensor coverage (EO, SAR, and RF), AI-powered detections, in-app tasking, and a fully integrated investigation workflow. By delivering actionable visual insights to government, security, and compliance teams, it provides a decisive operational edge – enhancing maritime operations with speed, precision, and proof.
How does Windward support marine insurance underwriting?
Windward enables underwriters to assess risk based on real vessel behavior, trading patterns, and compliance exposure, not just static registries or declarations. This allows faster, more accurate underwriting decisions grounded in how vessels actually operate at sea.
What types of risk signals does Windward analyze for insurers?
Windward analyzes behavioral indicators such as routing anomalies, AIS or GNSS manipulation, ship-to-ship activity, sanctions-linked movements, ownership changes, and deviations from normal operational patterns. These signals reveal risk that traditional underwriting checks often miss.
How does Windward improve pricing accuracy and risk selection?
By continuously monitoring vessel behavior across fleets and trades, Windward helps insurers identify where risk is improving, deteriorating, or mispriced. This supports more confident pricing, better portfolio balance, and smarter growth decisions.
Can Windward monitor risk after a policy is bound?
Yes. Windward provides continuous risk visibility throughout the policy lifecycle. Insurers can track new sanctions exposure, behavioral shifts, or operational changes in near real time, allowing early intervention rather than post-loss reaction.
How does Windward help reduce claims leakage and disputes?
Windward validates vessel activity against policy terms using time-stamped behavioral records and satellite-based visual confirmation. This strengthens claims investigations, helps identify breaches earlier, and provides clear evidence when claims are disputed.
How does Remote Sensing Intelligence support marine insurance workflows?
Remote Sensing Intelligence provides independent visual and signal-based verification of vessel activity using EO, SAR, and RF satellites. This helps insurers confirm operations, validate incident claims, and support complex investigations with defensible evidence.
Can Windward support claims investigations and loss analysis?
Yes. Windward enables insurers to reconstruct events before, during, and after an incident by combining vessel behavior history, ownership data, and satellite verification. This supports faster investigations and more confident claims decisions.
How does Windward support audits, reinsurance, and IG pool requirements?
Windward creates audit-ready records that show how risk was assessed, monitored, and validated over time. This strengthens confidence with reinsurers, IG clubs, and regulators by providing transparent, traceable evidence of underwriting and monitoring decisions.
Who typically uses Windward within marine insurance organizations?
Windward is used by underwriters, risk managers, claims teams, compliance functions, brokers, and mutual clubs seeking a consistent, intelligence-led view of vessel risk across underwriting, monitoring, and claims.
How is Windward different from traditional marine insurance risk tools?
Traditional tools rely on point-in-time data and manual checks. Windward combines continuous behavioral intelligence, ownership transparency, and satellite verification into a single platform, delivering proactive, explainable risk insight rather than reactive assessment.